My mother spent two months without a functional credit or debit card because her identity was stolen and it took a marathon of paperwork and disputes. Thank goodness she has family who was able to give her a sizeable amount of cash during that period. I suspect many are not so lucky.

What about people fleeing abusive spouses or other folks who have a very real reason to keep things like their address under wraps? There was a training school that recently leaked the addresses of it's participants - several of whom were undercover police officers. Don't get me started on the OPM breach.

Just because a breach doesn't affect you very much doesn't mean there aren't serious consequences. When every single business has horrendous amounts of information on me, any minor breach becomes a major problem.