Re:Can We Survive the Next Financial Crisis?
by Nelson69 on Monday September 10, 2018 @05:32PM
(#17955393)
This is slightly off topic, but I'll ask.
I refinanced my house and as part of the process I get copies of the credit reports pulled. Anyone know why they last a lot longer than 7 years? It has all my mailing addresses for over 20 years. They asked me about a student loan I had paid off 10+ years prior. Is the "7 year" thing just a myth?
Re:Can We Survive the Next Financial Crisis?
by yardie on Monday September 10, 2018 @10:35PM
(#17956797)
It can stay on there indefinitely but they can only use the last 7 years. They can ask about that 10+ year debt but you’re under no obligation to answer it.
I refinanced my house and as part of the process I get copies of the credit reports pulled. Anyone know why they last a lot longer than 7 years? It has all my mailing addresses for over 20 years. They asked me about a student loan I had paid off 10+ years prior. Is the "7 year" thing just a myth?