It's rather disingenuous to say that people having money stolen from them isn't a problem when you have a system that cyclically chucks out an Enron or Sub-Prime mortgage crisis every ten years or so that typically ends up getting resolved on the taxpayer's dime.

The definition of insanity is doing the same thing over and over again and expecting a different result. If you're going to downvote someone, prove them wrong. Ad hominem let's you nowhere.

Also, you are right on Bitcoin though. It has a higher chance of someone just taking your the ball and going home, something any nationally backed currency has measures in place to prevent.