Even if you show up with a bag full of cash, point right at the car you want, and agree to the sticker price, there is a shocking amount of paper work that needs to be completed. The guy on the lot, the guy sitting at the desk to watch you fill in the paper work, and the guy who knows how to make copies of the paper work are all different. At every step you will be asked a question you had no idea would need deciding.

As soon as financing or insurance come into the game, it gets really ridiculous.