If the landlord won’t take 2 years payment up front, that’s her prerogative and I’ll find a different place.

I don’t understand the obsession with wanting to force people into economic transactions they don’t want to participate in.

Fortunately for me, I’ve literally never been denied an apartment or a service or anything at all due to my race in Japan. But hypothetically, I wouldn’t have a problem with it. Discrimination laws are a violation of freedom of association and they increase the cost of transactions because people can’t state their prejudices publicly.