Titan launches its mobile ‘not a hedge fund’

Re:Titan launches its mobile ‘not a hedge fund’ by toomuchtodo on Tuesday August 21, 2018 @03:20PM (#17812821)

Is this through a 401k or through individual IRA/investments accounts? If the latter, I'd suggest moving to a provider such as Vanguard, with very low expense ratios [1]. If through your 401k, I would suggest encouraging your employer to seek out options where you're not overcharged (preferably as a group of employees, as there is strength in numbers). Failing that, max out your 401k with just enough funds to obtain the full employer match, then fill your IRA(s), and then your taxable accounts.

[1] https://investor.vanguard.com/mutual-funds/profile/VTIVX (example fund, Vanguard Target Date 2045 fund, 0.15% expense ratio)

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Re:Titan launches its mobile ‘not a hedge fund’ by berberous on Tuesday August 21, 2018 @08:06PM (#17814996)

Even the Vanguard retirement funds though have expense rations that are multiples of the underlying funds, assuming you have enough cash to qualify for admiral shares of the underlying funds. But you get automatic rebalancing and lower minimums. 0.15% is low enough though that I don't personally worry about the difference that I'm not saving by switching to manually investing in the underlying funds.

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Re:Titan launches its mobile ‘not a hedge fund’ by Bedon292 on Tuesday August 21, 2018 @03:33PM (#17812935)

Employer 401k, I think my current one is 0.39% for target 2055. I hate it, but doesn't seem to be interest in changing. I think I will push for it again soon though.

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