Hyperbole aside, I'm pretty sure this is illegal and no worker should ever be allowed onto a job site without insurance.

> Who creates the profit that allows the owner to pay back that loan? Who dug the metal out of the ground?

If digging the metal out of the ground commanded an executive's or major stakeholder's compensation, the market would compensate them. The fact, right or wrong, is that the barrier of entry for menial labour does not command a high salary. Almost anyone can do it. Can the same be said about directing a multinational organization?

> Workers risk their lives and livelihood. The worker takes on just as much risk, if not more, especially with 80% of our country living paycheck to paycheck.

I would hazard that the vast majority of occupations (in the US) do not involve workers risking their lives and livelihoods.

> Let me know how you start a business on $7.25/hr?

Wozniak sold his HP calculator for $500 and Jobs sold his Volkswagen for $1500. No one said it would be easy, but plenty of people started with less.

  Hyperbole aside, I'm pretty sure this is illegal and no worker should ever be allowed onto a job site without insurance.

This is merely a description of the current state of affairs. It is not relevant in a debate about the desired state of affairs.

In the capitalist value system, the latter: he might lose (temporarily, at least) his credit rating and ability to acquire capital if the venture fails; all the other guy is going to lose is the life of a worker, and who cares about that?