If you were to change the word perception to understanding in your essay, I would agree with you except when you say: As far as you can tell, that frame is reality. This is a big philosophical statement that a person actually manufactures reality in their head, which clearly isn't the case. It would also handicap people with that view, if they were really to try to live it consistently (which is impossible), from creating products that customers value because they would rely on their own manufactured reality in their head instead of looking out at the world and inductively and objectively determining the values people were really looking for in the products being produced. I'm guessing you really don't hold this view though.
This realization actually HELPS us create products for other people, because we understand that the reality inside their head is different from our own, and can attempt to model their reality as well.
Here's another example, imagine that you are a creationist faced with fossil evidence for evolution. How do you deal with that? Maybe you think, "God must be testing my faith", after all, isn't that exactly what a meddling god would do? Now the fossils are proof of your meddling god! (who else could have staged such a clever test?)
A person has to be pretty far gone when they have automatized evading perceptual evidence to such a degree that they are no longer able to be consciously aware of the contradiction between their beliefs and what they perceive. This kind of evasion can be seen in cults, extreme religious groups, extreme political groups, where extreme = evading perceptual evidence that disproves your held beliefs. Usually group pressure is involved to automatize the evasion.
Perception (and I've been using it in the strictly integrated sensation sense) is our link to reality that enables us to make sure that our mental models don't fall off the deep end. Evade perception at your own peril.
However, even simpler perceptions can be affected by our environment. For example: http://en.wikipedia.org/wiki/Asch_conformity_experiments "a high proportion (32%) conformed to the erroneous majority view of the others in the room when there were at least three confederates present, even when the majority said that two lines different in length by several inches were the same length"