I'm probably pretty unusual, but I'm 25, living in a high cost of living city (Boston), and have right around 200k saved right now between retirement and taxable accounts. Started at -15k out of college. High salaries around here definitely help, as does being relatively careful with money (though I don't limit myself much). I do plan to buy a house in 5-10 years, most likely in a lower cost of living area, ideally in cash.