> Seems like you overtuned things and hit a lot of diminishing returns, where you worked hard but didn't see much for it, but now you assume people who work less hard have seen even less

I know for a fact people who have worked less hard have more...but again, mostly at better schools, or have wealthier backgrounds or are just plain luckier than me.

I guess the real problem is I'm still a failure no matter how much effort I put in.