Re:The Secret API of Banks
by bhhaskin on Wednesday August 08, 2018 @05:37PM
(#17719727)
Sure, but as other users like Rjevski have pointed out the PSD2 API is going to be nearly impossible for the common person to use. Unless you want to become pretty much PCI-DSS certified.
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| on HN ]
So you're surprised or concerned that applications that wish to extract financial data abour consumers programmatically from their bank accounts need to conform to regulations regarding the storage of said data?
Oh no. What a travesty.
From GP:
> API is going to be nearly impossible for the common person to use
Reading what you are replying to and making an argument against that rather than a hypothetical straw man that GP didn’t imply or mean will get you further.
Apologies, I misread it as him complaining that small, one man startups will not be able to compete due to the necessary regulatory burden.
More importantly, the original post, the one you responded to somewhat arrogantly, stated:
> This is very clever but makes me sad. It’s 2018 and the best, cleanest way of monitoring and storing my own transactions programmatically is by scraping an email.
It would seem that, outside of Germany, which has FinTS, the cleanest way to monitor my own transactions programmatically may well remain email scraping.