Without commenting on the rest of your ideas, requiring a not-for-profit to spend all its money each and every fiscal year strikes me as a ideal that feels great but is perhaps impractical. There is already a sizable number of non-profits that devote much of their energy and resources to fundraising, generally at the expense of their core mission. One that has to re-raise its entire operating budget every year is likely to struggle to do anything to advance its core mission.