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Re:China's Peer-To-Peer Lenders Are Falling Like Dominoes as... by sonnyblarney on Wednesday August 01, 2018 @04:22PM (#17666606)
No, banks in China lend in order to achieve strategic targets set by the government, and for reasons of political patronage.

Lending is not fully market driven.

This is not necessarily personal lending, it's grey market business lending, so it's not about 'credit scores'.

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