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Re:Stripe Issuing – An API for creating physical and virtual... by umurkontaci on Friday July 27, 2018 @12:08AM (#17623372)
There's actually an implementation of this for online sales in Europe (and probably other places in the world), it's called 3D Secure: https://www.visa.ca/en_CA/visa-everywhere/security/future-of...

It adds a step during checkout where you are redirected to your bank/card issuers page to answer some security questions.

Re:Stripe Issuing – An API for creating physical and virtual... by Semaphor on Friday July 27, 2018 @04:10AM (#17624335)
Yeah, I need to open my banking app and approve the payment there. I think it needs to be supported by the vendor though