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A comment on Canadian man changes gender on government IDs for cheaper car insurance. Parent comment

Re:Canadian man changes gender on government IDs for cheaper... by perl4ever on Thursday July 26, 2018 @09:13PM (#17622732)
"For health insurance, where women cost the insurance company more, insurance companies are forced to charge the same rates, because it’s wrong to make someone pay more for something based on an inherent trait they have no control over."

I don't think this hypothesis is consistent with the fact that ACA plan rates depend on your age, which you have no control over.

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Re:Canadian man changes gender on government IDs for cheaper... by cameldrv on Thursday July 26, 2018 @09:54PM (#17622904)
They split the baby on that one too. Old people can only be charged 3x as much as young people, but the actuarial difference between an 18 year old and a 65 year old is something like 10x, which used to be the price difference too.
[ Parent | on HN ]