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Re:Ask HN: How much money would you need to feel comfortable... by muzani on Thursday July 26, 2018 @06:17AM (#17616315)
It's an oddly phrased question.

From a religious perspective, I think our purpose should be contributing something to the world as long as we live. Work is one of the best forms of contribution, which is why people pay for it. If I'm just sitting there living off a hoard, I might as well be dead. I would not be happy to not work.

I would be happy to work "half time" though, about 20 hours/week. I'm aiming for $25k this year or next to achieve that.

But if I didn't want to work at all, it would be at least $2M. It would make me very anxious though, with inflation and all.

Re:Ask HN: How much money would you need to feel comfortable... by somethingsimple on Thursday July 26, 2018 @11:07AM (#17618037)
> From a religious perspective, I think our purpose should be contributing something to the world as long as we live.

I agree in principle, but what motivates me to be financially independent is not having to deal with all the bullshit that comes along with work. Office politics, drama, having your priorities set by someone else, etc. I also find having to care about promotions and such extremely stressful.

During periods of high stress, I find myself dreaming of FI just to stay home reading books and going to the gym. But more realistically, I’d likely continue to work my current job, with some changes.

If I were to become financially independent overnight, I’d schedule a 1:1 with my manager and explain that either I’m now working 100% on my terms, or I quit. That would allow me to just contribute to the product we’re developing, without having to deal with the bullshit. I’d then be perfectly fine staying at my current position for the rest of my career (i.e. no promos).

Re:Ask HN: How much money would you need to feel comfortable... by muzani on Thursday July 26, 2018 @10:33PM (#17623048)
That is what I do now though, with about $25k in the bank. I suppose too many bosses assume that I'm not willing to quit, if there's too much bullshit. But in this industry, we usually have a lot of other options.
Re:Ask HN: How much money would you need to feel comfortable... by gormz on Thursday July 26, 2018 @09:23AM (#17617217)
Your savings does not care about inflation. When you have a diversified portfolio you gain way more than you would lose to inflation.
Re:Ask HN: How much money would you need to feel comfortable... by muzani on Thursday July 26, 2018 @10:29PM (#17623036)
Maybe if you live in a stable first world country. We just got out of an irresponsible government and it's shaken my trust in the system.