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Re:Simone Giertz – Back from brain surgery [video] by danesparza on Thursday July 19, 2018 @08:46AM (#17565671)
It really depends. I have an PPO / HSA plan where I have discounts up to a certain set "total annual amount" (currently around $5k) -- then insurance kicks in and I start paying a lot less.

That $5k (for me) resets every year.

Re:Simone Giertz – Back from brain surgery [video] by justaman on Thursday July 19, 2018 @09:16AM (#17565920)
I recently had a heart thing that put me in the hospital and included a med-flight to the hospital. Total bill was close to $40,000 if i'm not mistaken. I had to cover the $4,000 deductible but after that everything was covered. Additionally, my employer is part of something I don't understand(insurance is too damn confusing), I think its an HSA which covered an additional $2,000 towards my deductible. End of the day I only had to pay $2,000 out of pocket. Not bad.
Re:Simone Giertz – Back from brain surgery [video] by bloopernova on Thursday July 19, 2018 @09:24AM (#17566001)
I hope you are doing OK now, and I'm glad your insurance/billing situation was resolved relatively easily.

I really, really wish insurance was less confusing though! So many copays, coinsurances, deductibles, out of pocket maximum, lifetime maximum, different tiers of drug prices, etc etc.

That stuff should be made simple by law.

Re:Simone Giertz – Back from brain surgery [video] by Rjevski on Thursday July 19, 2018 @05:51PM (#17570635)
This can’t be made simple by law when the lawmakers profit off the current situation.