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Re:Ask HN: How to disclose something without disclosing it? by stevenAthompson on Sunday July 15, 2018 @03:55PM (#17536744)
This is the best answer. This way if the insurance company is defrauded it's only your own rates that increase, not the percent the company has agreed to pay.
Re:Ask HN: How to disclose something without disclosing it? by sardinaconsal on Sunday July 15, 2018 @04:03PM (#17536777)
I think that answers is equivalent to the company not convering ransom and kidnapping, is the employee who establish and pay such coverage. So technically is a different problem.