The thing that is causing most of the problems for people when it comes to affording healthcare is that the costs keep going up. We think we've finally got something we can afford...and then in a few short years we can no longer afford it. It has outstripped our pay and our investments.

This is not just a US problem, either. Costs are going up at roughly the same rate in those other countries. E.g., US to Germany dollars per capita ratio in 2017 for healthcare was 1.8.

In 2010, it was 1.8.

In 2000, it was 1.7.

In 1990, it was 1.5.

I'd happily for the US continuing to pay the high amount we are now paying if we could just curb the growth so that whenever I manage to get coverage I can afford I can keep it for a long time.

Here's a site with all the data available for download, and explorable interactively on the site [1]. Uncheck "latest data available" and use the year range slider to select a range, and it will show you the growth in several countries over that range. You can use the filters to narrow it to specific countries or groups like G7, G20, OECD, etc.

[1] https://data.oecd.org/healthres/health-spending.htm