Re:Using Apple’s New Controls to Limit a Teenager’s iPhone Time
by maccard on Thursday July 12, 2018 @06:58AM
(#17513452)
It's cheaper for my younger brother to be on my parents insurance until he's ~25, and _then_ start building a no claims bonus than it is to start building the NCB now. Paying €1200/year for 4 years and then taking out his own policy starting from fresh is cheaper than paying €3000+ for his own policy and it gradually decreasing over the next 4 years.
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Re:Using Apple’s New Controls to Limit a Teenager’s iPhone Time
by systemtest on Thursday July 12, 2018 @08:19AM
(#17513746)
I guess it depends on the country and insurer. I insured my moped by myself at the age of 16. Paid €150 per year which was a lot of money for me. When I bought my first car at the age of 22 I only had to pay €300 per year for liability because my no-claims bonus was almost at the maximum amount.
Re:Using Apple’s New Controls to Limit a Teenager’s iPhone Time
by wink on Thursday July 12, 2018 @12:15PM
(#17516016)
Yeah it absolutely depends, I've seen a lot of calculation models so please don't take anything I wrote above as advice, was just trying to show a different side.
FWIW, for me it was: car insured with parents until I was like 23 I think, and those first 4-5 years were cheaper by A LOT. And then I could still claim my "no accident/damages in 5 years" fee reduction, although maybe not as much as I could've gotten. But money was a bit tight, so it wasn't really a question of "will this save me something in 10 years" more like "I prefer to have a car (first own, cheap one)" over "nope, no car".