Employers will do almost anything to find workers except pay them more

Re:Employers will do almost anything to find workers except ... by bluGill on Wednesday July 11, 2018 @11:52AM (#17507852)

My advice is you make sure you have your savings in gear and then live paycheck to paycheck. That is you fund your 401k (IRA, HSA, ...), and set aside some emergency savings. However unless you have a specific short term goal in mind you should be spending everything else and enjoying life to the best of your remaining income.

Of course that $8/month difference isn't much savings, but it is a lunch out vs heating leftovers one day. Or you can eat leftovers everyday, save that $8/month on the phone and use all of that savings to buy membership at a golf club. This is your life and your choice, what do you want?

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Re:Employers will do almost anything to find workers except ... by annabellish on Wednesday July 11, 2018 @12:16PM (#17508056)

>My advice is you make sure you have your savings in gear and then live paycheck to paycheck

People don't live paycheck to paycheck by choice, usually. Savings first is not an option if it means not paying rent, bills, or food.

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Re:Employers will do almost anything to find workers except ... by bluGill on Wednesday July 11, 2018 @05:31PM (#17510458)

yes and no. Most people do live that way by choice, but they don't really realize they are making a choice. You need to pay rent, but very few people live in the cheapest apartment they can find. You have to pay bills, but you can make them much cheaper (it means you hang out in local parks because there is no TV, internet, and you avoid even so much as turning on a light). You need to eat, but beans and rice are cheap.

How much savings you need is an open question of course. To live as above without income doesn't require a lot of savings, so you start saving less and add some luxury.

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