So income isn't the sole metric which determines the pay.
Also, as far as I know there is no benefit in going to the dentist, except as "We pay one dental check-up and one clean-up for year, more than that comes out of your pocket". That is at least what I was told when I went to the dentist.
It looks like the TK doesn't pay for just visiting the gym: https://www.tk.de/techniker/service/leistungen-und-mitglieds...
> Also, as far as I know there is no benefit in going to the dentist, except as "We pay one dental check-up and one clean-up for year, more than that comes out of your pocket". That is at least what I was told when I went to the dentist.
They will pay more for a tooth replacement if you visit the dentist on a regular basis: https://www.tk.de/techniker/service/leistungen-und-mitglieds...
You might be interested in their bonus programme: https://www.tk.de/techniker/service/gesundheit-und-medizin/p... Some public insurers have a more extensive one or special, reduced tariffs under some conditions (Wahltarif).