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Re:Half of ICOs Die Within Four Months After Token Sales Fin... by jonhendry18 on Tuesday July 10, 2018 @05:15AM (#17496445)
"But the fact that we place so much trust in them has systemic effects that are stifling to innovation"

Large banks have a lot of money to buy influence; that's the source of their systemic risk.

But you can do wire transfers at small banks and credit unions.

Re:Half of ICOs Die Within Four Months After Token Sales Fin... by darawk on Tuesday July 10, 2018 @12:24PM (#17499530)
Yes, but even those small institutions are enormously careful with what they do, and are regulated heavily.