That's surprisingly high! Although I'd assume the total number of people have IDs is greater than the count of those who have bank accounts since there are multiple activities which require IDs (only one being opening a bank account).

You can even open a bank account without government-issued photo ID. It's just harder.

Visiting a doctor does take ID if you have insurance. Also, by federal law, picking up any prescriptions that a doctor writes requires ID, certainly at least for narcotic prescriptions.

Doctors' offices generally make some effort to verify the identity of anyone not paying up front. Some insist on scanning a government-issued photo ID. Others are more flexible.

Regulations for dispensing controlled substances vary from state to state. As of 2013, only 24 states required pharmacists to verify identity.[1] Many of those regulations apply only in certain circumstances, don't specifically require government-issued photo ID, have fallback procedures, or allow the pharmacist to dispense the medication without ID if withholding it would harm the patient. Florida recently passed a law that says it's good enough if the pharmacist recognizes the patient.[2]

[1] https://www.cdc.gov/phlp/docs/menu-pdil.pdf

[2] https://www.healthlawrx.com/2018/07/florida-imposes-new-id-r...