Re:California law requires businesses to let you cancel your...
by jkaplowitz on Friday July 06, 2018 @11:15AM
(#17472081)
Yup. And a smaller blemish even once paid, for something like 7 to 10 years after that. (That's the retention period for collections information on credit reports.)
If they are operating in good faith, and your chargeback is not legitimate, expect a blemish on your credit until you settle the debt (if sent to collections).