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Re:California law requires businesses to let you cancel your... by adrr on Thursday July 05, 2018 @09:00PM (#17468156)
My bank doesn't make me sit on hold for 20 minutes and isn't staffed by min wage employees who are incentivized to retain you including lying to you or hanging up on you. I don't blame the employees, they are just trying to make rent.

Also chargebacks penalize the merchants both in fines/fees but if they rack of enough, they'll pay higher processing fees.

Re:California law requires businesses to let you cancel your... by kchoudhu on Thursday July 05, 2018 @09:21PM (#17468245)
> My bank doesn't make me sit on hold for 20 minutes and isn't staffed by min wage employees

Lucky you.

Re:California law requires businesses to let you cancel your... by dionidium on Friday July 06, 2018 @01:07PM (#17473094)
There are literally thousands of banks and credit unions in the United States. If your bank sucks, then you have no reason not to take your business to a different one.

Banks seem to occupy a weird space in the minds of consumers. You can open as many accounts as you want at as many banks as you want. If you're paying fees, switch to a bank that doesn't have those fees. If you can't get somebody on the phone, switch to a bank that staffs its call centers. If their website sucks, switch to a bank with a good website.

Try a few out. See what you like. It's just like any other consumer product.

Re:California law requires businesses to let you cancel your... by oh_sigh on Thursday July 05, 2018 @11:50PM (#17468714)
Get a better bank.