Cars cost 50 cents a mile, go anywhere at as fast as anything that doesn't fly, and require negligible physical exertion or special skills to operate. When there is adequate infrastructure that's pretty optimal.
Electric mobility scooters are, per-mile, much much cheaper than cars, and cost much less to purchase.
for the extra hour+ that scooter would take (given no/low traffic) there is no price where its worth it vs the ~$10 that trip costs in a car. (20 miles, irs rate of ~50c/mile)
Now I'm all for effective public transit and dense neighborhoods, but walking and/or biking are simply worse for a lot of use cases.
But what stops public transit from being the solution here? In fact, over a 10 mi. radius, public transit scales much better than single-occupancy vehicles, and even fully loaded sedans. Go to Tokyo and folks take trains all day. If you're taking about low-to-medium density areas (which isn't a city) then yes, cars are the most effective.
Most electric wheelchairs have 10+ mile ranges,can be fully recharged for pennies, require even less physical exertion and special skills than cars. And they don't put other residents at serious risk.