Often times the paying the time part causes far more destruction than intended. The cost to jail someone is huge and the criminal record that people get often forces them into a cycle of crime because they cant even get a legitimate job.

"Will"? "If"?

If Homes and Balwani had confined their predations to the general public, they'd still be free and wealthy. It's only because they also swindled some plutocrats that they're going to have to return most of their plunder.