It is an interesting way of seeing it. The way I look at it is that by not having universal healthcare, like the rest of the civilized world, is costing you a lot of money to sustain.

Take for example Lantus insulin. My gf needs about a box a month and in the US is at least $289.46. Here in Ireland without insurance you pay 40€ and we pay only 5 euro when properly insured. Actually you can apply for chronic disease card and it is free to you, those 5 euro cover all. Checking strips, insulin meter, needles, all covered. So it is not healthcare what is expensive, it is making money out of you.