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Re:Radical Swiss financial reform campaign faces defeat by dantheman on Sunday June 10, 2018 @06:22AM (#17277464)
Yeah, that's normally called a Certificate of Deposit "CD" and locks in the money for a period of time 6 months, 1 year, 4 years at a certain interest rate.

In the US banks offer this through websites.

Re:Radical Swiss financial reform campaign faces defeat by kgwgk on Sunday June 10, 2018 @06:45AM (#17277523)
Saving accounts work like that in many countries (higher interest rates, limited withdrawals).
Re:Radical Swiss financial reform campaign faces defeat by lazyasciiart on Sunday June 10, 2018 @07:29AM (#17277624)
The US has savings accounts with rules like that too.