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Re:Show HN: Transity – Plain Text Accounting by kungtotte on Wednesday June 06, 2018 @01:15PM (#17249000)
I don't need to understand any of that for simple personal finance. A transaction with a negative amount with a to and from field is all that I need.

If I see 15 bucks each month going to "Spotify" I don't have to be a CPA to work out that I spend 15 bucks a month for Spotify...

Re:Show HN: Transity – Plain Text Accounting by chris_wot on Wednesday June 06, 2018 @11:13PM (#17252966)
Which is an expense, and it takes money out of your bank account and into the Spotify expense account.

You have just understood it, intuitively.