30s is still young for retirement purposes, which for at least one of you is likely to extend out to more than 50 years from today.

When considering yield, always consider after-tax yield. Having a 6% non-tax-advantaged debt is better to pay off than a taxable 7% investment.

Here's a good "order of operations" guideline: https://forum.mrmoneymustache.com/investor-alley/investment-...