> This is so esoteric it's hard to even know what you're trying to say here. I'm sure you could find plenty of people with $10+ million net worths who feel beholden to act a certain way in the interests of certain people.

I think with OP is trying to say is that more money means more leverage – not in the credit sense – to only feel beholden to people that have interests that align with yours (family, peers, mentors) and less with those that don’t (boss, managers or people who know how to manipulate your behaviour by using lack of money as a tool).