The taxi industry created Uber and Lyft by charging random fees, running up the meter, and creating this ecosystem where the passenger is basically taken for a ride with not much recourse. Ridesharing apps give something taxis never were able to: Actionable, immediate oversight. It’s terrible that all of these drivers are getting saddled with enormous debt over the medallions, but at some point it was bound to happen. You can’t run a corrupt monopoly forever.