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Re:The 9.9 Percent Is the New American Aristocracy by closeparen on Monday May 28, 2018 @10:15PM (#17175985)
> 50% or so have pensions

A pension should be considered equivalent to the assets that would produce the same returns.

Re:The 9.9 Percent Is the New American Aristocracy by anonymouskimmer on Thursday May 31, 2018 @09:38AM (#17196174)
Except you can't borrow against it, or liquidate it in case of an emergency/opportunity. And it means nothing to your heirs.

Accountants have ways of accounting for pension/annuity returns. Their accounting tricks should be used in these cases.