I.R.S. Warns States Not to Circumvent State and Local Tax Cap

Re:I.R.S. Warns States Not to Circumvent State and Local Tax... by duxup on Wednesday May 23, 2018 @10:54PM (#17140690)

Aren't networks and medical insurance a problem across the board? I've had that problem on employer provided insurance plenty of times... it's got nothing to do with the federal requirements, it's just how dorked up the medical industry is.

I get what your'e saying but the details if what you describe is the a whole healthcare industry issue. Too often I see "OMG THIS IS THEIR FAULT" no it's just how the insurance industry is and nobody has a backbone enough to deal with that tangled mess. This networks and providers have been an issues since before any federal requirement(s).

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Re:I.R.S. Warns States Not to Circumvent State and Local Tax... by virmundi on Wednesday May 23, 2018 @11:13PM (#17140793)

Here’s where it is their fault. I quit my job, moved to Florida. I figured my wife and I could get a high deductible plan like my former employer provided, and save $100/month into our new HSA all for $400. We had a plan picked out from Florida Blue. Then, bam! I couldn’t get that plan anymore. Federal regulators required baseline features that moved that plan to, and I shit you not, $730. That’s more than my mortgage. So we used my wife’s company plan. No HSA. No asset accumulation. Just pure cost. Her doctor, same as mine, is not in network and does not take insurance. So that’s $1,500 a year that doesn’t go to the yearly 12k deductible.

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