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Re:Why it’s so hard to fix banking: An interview with Simple... by pnutjam on Wednesday May 23, 2018 @04:57PM (#17138205)
This article is from 2004: http://tucson.com/news/local/check-cashing-fees-starting-to-... -- so it's been going on for awhile.

I remember hearing someone sued BoA(?) for "failure to honor the face value of a check" and lost. After that, fee's started spreading. I can't find an online reference to this story.

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