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Re:40% of Americans can't cover a $400 emergency expense by wwweston on Tuesday May 22, 2018 @06:50PM (#17130088)
> That is a situation that can only be achieved by poor decision making and a lack of personal responsibility.

Poor decision making or lack of personal responsibility are certainly sufficient to achieve such a situation... but they're not necessary. Unless you play with the definition of "poor decision making" to include things like "capable of making mistakes."

This could be a good time for everyone to review the concept of the Fundamental Attribution Error: https://en.wikipedia.org/wiki/Fundamental_attribution_error

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