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Re:Why it’s so hard to fix banking: An interview with Simple... by marcosdumay on Saturday May 19, 2018 @10:07AM (#17107947)
The inter-banking transfer systems are a major source of oligopolization. And the barriers to entry imposed by the government are huge.

You won't get a competitive market if you don't solve those two. But it's not even clear if it would be benefic to lower the barriers to entry.

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