Thank you for those detailed links. They are kind of eye opening, and I am German. However, it is hard to understand how stuff like GEZ, Schufa and article 35 can exist concurrently in the same country.
Schufa (the biggest consumer credit reporting agency in Germany) and article 35 can certainly co-exist. In fact you can write to Schufa and request that they delete all your data.
However, if you do that, good luck ever getting a mortgage, credit card or other post-paid services ever again if all credit report requests come back with the reponse "no data available". So I wouldn't recommend that.
> However, if you do that, good luck ever getting a mortgage, credit card or other post-paid services ever again if all credit report requests come back with the reponse "no data available". So I wouldn't recommend that.
How does that work for people who never had a Schufa history? If for instance I decided to move today from Brazil to Germany, would I be unable to do all these things there, since they would have "no data available" on me?
The reports for people who are just new in the system and for people who had their data deleted by request are different.
You‘ll still have access. Probably at a higher rate.
It literally translates to "federal data protection law" and has been German law since 1978. In certain conditions it has also mandated a DPO (https://de.wikipedia.org/wiki/Datenschutzbeauftragter) since then, but in fact the first DPO position in Germany was created in 1971.
The right to be forgotten is mandated by article 35 BDSG (https://www.gesetze-im-internet.de/bdsg_1990/__35.html).
The right to a data export is mandated by article 34 BDSG (https://www.gesetze-im-internet.de/bdsg_1990/__34.html). It has always been common use this law to get a free copy of the data which our credit reporting agencies have about you, I've done that multiple times.