In this case, Progressive gives you a discount in exchange for monitoring you.
But I've seen articles where other insurance companies (often in the UK for some reason) raise rates for things as seemingly innocuous as posting the wrong thing, or being "friends" with the wrong people on social media.
Companies already do: https://www.progressive.com/auto/discounts/snapshot/
In this case, Progressive gives you a discount in exchange for monitoring you.
But I've seen articles where other insurance companies (often in the UK for some reason) raise rates for things as seemingly innocuous as posting the wrong thing, or being "friends" with the wrong people on social media.