Dont use transferwise or worldfirst. Both have very bad reputation of closing down accounts adn freezing money. Just google both you come up with frustrated customers from literally hours ago. . I had nightmare scenario when needed to pay 120,000 eur to a contractor in England. They blocked the account for 30 days and made company almost go flop. We were forced to open extra credit line not to go bankrupt. Transferwise is a new trick of old dog PayPal (most hated company in the world) founder Peter Thiel. Same tricks just a different company name. Lookup Transferwise twitter they have people complaining constantly.