Hi Nik, You're totally right about Germany. I'm European too! Within domestic markets, a solution like SEPA is definitively convenient and fast, but from my personal experience, the game is totally different if we talk about international transfers. A bank wire from the UE to the US (for example), has high fixed costs, so it can become pretty uncomfortable and expensive for small and medium transactions. In a real scenario, if you require up to $1000, a tool like Wirize can be cheaper than a traditional bank wire. Please let me know if you've further questions.