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Re:Ask HN: How do you build a payments app like Venmo? by masudrhossain on Friday May 04, 2018 @01:38AM (#16992439)
Building from scratch or using an API?

You can use plaid.com for that. It also integrates with stripe.com pretty well too.

Re:Ask HN: How do you build a payments app like Venmo? by idax on Friday May 04, 2018 @01:27PM (#16996363)
Plaid seems like an incredible company, going this route would save a huge amount of engineering initially, but would cut into revenues. I might explore this further. Thanks!
Re:Ask HN: How do you build a payments app like Venmo? by idax on Friday May 04, 2018 @01:08PM (#16996185)
Ideally building from scratch because the platform relys on taking a small percentage of each transaction for revenue.