I am fighting my insurance company right now on a charge that I didn't have health insurance when I used their services this January despite having enrolled last September.

The idea that once you have insurance the problems just magically go away is wishful thinking. These companies are predatory and stupid, and if I hadn't taken the time to read every single line for the 4-page, 10-pt font bill they sent me I wouldn't have even known they were charging me as though I was uninsured.