Re:Medicare will require hospitals to post prices online
by octorian on Wednesday April 25, 2018 @01:15PM
(#16923731)
> what the insurance company considers allowable
Why is this concept ever even deemed acceptable? Why do you get the privilege of "only paying what the insurance company deems allowable, minus what they cover", but someone else has to pay in full?
This puts you in a state where you basically require insurance to get care at a reasonable price. Where its cheaper to have coverage and pay out of pocket, than to pay out of pocket without coverage.
I've used the high deductible plus HSA approach since it was an option. I don't know if this varies by state or plan, but all I ever pay is what the insurance company considers allowable.