As someone who works in a different state, this is why when given the option I went 401K only.

401Ks have a lot of issues, and definitely aren't superior to a pension scheme in general, but pension schemes are so poorly run and have so many corruption-like issues that at least with a 401K it is just a simple vested savings account I can move if need-be.

I guess what I am saying is, trust in traditional pensions is so low to some, getting a worse but safer alternative looks nice by comparison.