It depends on what your deductible is. With the increasing cost of healthcare, we are seeing companies go with higher and higher deductible plans. We don't compete solely on price, however our prices are extremely competitive even for people who have insurance. (we are often cheaper than medicare/medicaid) We also work with businesses as part of their benefit plans. The major benefit of this system is time, we can schedule longer appointments with a more flexible schedule than most other doctor's offices.