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Re:Swedes turn against cashlessness by deaddodo on Tuesday April 03, 2018 @04:55PM (#16749069)
> 4. In Sweden, and some other European countries (and China?) a lemonade stand works by person-to-person bank transfers, initiated using a mobile phone app. The Swedish one is called Swish, but I link to the Danish one [2] as they have an English explanation.

The United States has this via Venmo. But Venmo doesn't replace business transactions, only personal ones.

Re:Swedes turn against cashlessness by bckygldstn on Tuesday April 03, 2018 @07:41PM (#16750503)
Unlike Venmo, Swish lets you transfer money instantly between bank accounts. There are no social features like profile pictures, emojis, or public transactions. And it uses proper authentication, rather than typing your banking password into a third-party app.

Venmo falls well short of the transfer apps in most countries.

Re:Swedes turn against cashlessness by lotsofpulp on Wednesday April 04, 2018 @03:41AM (#16752808)
The US equivalent would be Zelle, that is person to person. Venmo is person to Venmo to person.