Sure, but people already go to extreme lengths to groom their credit histories, at least this method doesn't require spending money. Just as an example, I have a friend who has an account that's older than her that her parents made for the sole purpose of bumping her score.

Pulling data from more sources doesn't change the underlying problem of faceless businesses assigning people scores based on vague unknown requirements.

> And some time in the near future your credit score will suck if you don't have a social media footprint.

People will just create fake accounts that "like" things like "saving money" and "paying off debt."

Sure but anyone judging your credit score isn't looking for that. "Paying off debt but not too quickly" or "Carrying enough debt to accrue interest without defaulting" are more likely what they would want to see.

A social media footprint on Facebook in particular, conveniently enough.